Real Estate Finance
La Caisse is the leader in Canada’s commercial real estate finance market and a major institutional player in North America. Formerly known as Otéra Capital, our team offers in-depth expertise, a strategic approach and reliability.
Since our very first real estate finance investments in 1967, we have focused on creating value while helping transform urban centres.
Our financing options
Term loans
The terms and conditions of our term loans are tailored to the needs of our clients and partners and offer flexibility and
Construction loans
We provide solutions for financing large-scale development or renovation projects for traditional or alternative assets.
Bridge loans
We provide financing for short-term needs, to support the transition to a term loan, refinancing or another financing solution.
Land loans
Our land loans can enable acquisition of the site needed for a promising, sustainable development project.
Our asset classes
Multi-residential
We are active in the multi-residential sector, which includes rental and condominium buildings.
We look for opportunities in quality assets in markets with strong fundamentals, such as population growth, high employment levels and favourable locations.
Industrial
We finance modern, sustainable assets. We are particularly interested in growing sub-sectors, such as e‑commerce and cold
Commercial
Our service offering for this sector is diversified and includes regional centres, big-box centres and neighbourhood centres.
We focus on resilient sub-sectors such as centres with grocery or convenience stores. We also favour projects with densification or repositioning potential.
Office
We finance many projects in the professional sector and look for opportunities that offer sustainable characteristics or optimal repositioning potential.
Land
Our financing offer extends to land purchases for commercial real estate development.
We prioritize well-located land in neighbourhoods with strong economic and demographic fundamentals, existing infrastructure and existing or proposed zoning.
Alternative sectors
We finance many projects in alternative sectors. We target projects such as hotels, retirement homes, data centres, small warehouses, life sciences buildings and student community residences managed by professional and experienced companies.