To grow the funds of our
Commission administrative des régimes de retraite et d’assurances (CARRA)
- Régime de retraite des employés du gouvernement et des organismes publics (RREGOP)
Initial deposit made in August 1973
The plan consists primarily of contributions by employees who work in Québec’s health and social services sector, education system and public sector. - Pension Plan of Management Personnel (PPMP)
Initial deposit made in August 1973
The PPMP consists of contributions by management employees in the public and parapublic sectors. - Individual plans
Initial deposit made in February 1977 - Pension Plan of Elected Municipal Officers
Initial deposit made in May 1989 - Régime de retraite pour certains employés de la Commission scolaire de la Capitale
Initial deposit made in January 2007 - Régime de rentes pour le personnel non enseignant de la Commission des écoles catholiques de Montréal
Initial deposit made in December 2006 - Superannuation Plan for the Members of the Sureté du Québec (SPMSQ) – participants’ fund
Initial deposit in April 2007
The SPMSQ was amended at the end of 2006. On January 1, 2007, the SPMSQ-participants’ fund was created to invest contributions made by participants. - Pension plan for employees of the Centre hospitalier Côte-des-Neiges
Initial deposit made in July 2010
Ministère des Finances et de l'Économie du Québec
- Retirement Plans Sinking Fund (RPSF)
Initial deposit made in February 1994
The fund provides for payment of retirement benefits that are the responsibility of the government, according to the provisions of the retirement plans for the public and parapublic sectors. The fund is financed by the Government of Québec and administered by the Ministère des Finances et de l’Économie. - Generations Fund
Initial deposit made in January 2007
The Generations Fund was created in 2006 under the Act to reduce the debt and establish the Generations Fund. The amounts accumulated in the fund are dedicated exclusively to repaying the debt. The fund is administered by the Ministère des Finances et de l’Économie. - Superannuation Plan for the Members of the Sûreté du Québec (SPMSQ) – employers’ fund
Initial deposit made in January 2010
The SPMSQ was amended at the end of 2006. On January 1, 2007, the SPMSQ-participants’ fund was created to invest contributions made by participants. This pension fund is administered by the Ministère des Finances et de l’Économie. - Accumulated Sick Leave Fund
Initial deposit made in January 2009
The Accumulated Sick Leave Fund consists of amounts payable for accumulated sick leaves. These amounts are recorded over the years in the books of the Government of Québec and are part of the collective debt. The Fund is administered by the Ministère des Finances et de l’Économie.
Régie des rentes du Québec (RRQ)
Québec Pension Plan Fund
Initial deposit made in February 1966
The Régie des rentes contributes to Québecers’ income security, notably by providing for payment of a retirement pension. This plan is mandatory and the contributions are made by employees and employers.
Commission de la construction du Québec (CCQ)
Supplemental Pension Plan for Employees of the Québec Construction Industry
Initial deposit made in February 1970
The plan is administered by the Commission de la construction du Québec (CCQ). The contributions to the plan are paid by construction industry employers and workers.
Commission de la santé et de la sécurité du travail (CSST)
Fonds de la santé et de la sécurité du travail (occupational health and safety fund)
Initial deposit made in January 1973
The Fund finances in particular the compensation or rehabilitation of workers who have undergone a work-related injury. The Fund is administered by the CSST, and its financing is insured by the contributions collected from Québec employers.
Société de l'assurance automobile du Québec (SAAQ)
Fonds d'assurance automobile du Québec (automobile insurance fund)
Initial deposit made in February 1978
The Fund pays compensation of the necessary amounts in connection with road accidents and promotes road safety. This Fund is financed mainly by insurance contributions collected by the SAAQ for issuing drivers’ licences and vehicle registration.
Autorité des marchés financiers (AMF)
- Fonds d’assurance-dépôts (deposit insurance fund)
Initial deposit made in April 1969
The AMF maintains a deposit insurance fund to carry out its obligation to guarantee and exercise its special powers. The premiums collected are charged to this fund as well as the amounts into which the Minister of Finance and the Economy could pay. - Fonds pour l'éducation et la saine gouvernance (education and sound governance fund)
Initial deposit made in October 2004
This fund is used to carry out the AMF’s functions. The FESG is multisectoral and targets all sectors of the AMF.
Survivor's Pension Plan Fund
Administered by the Treasury Board Secretariat
Initial deposit made in May 1997
The Survivor's Pension Plan is geared towards managerial staff in the public and parapublic sectors, Québec Court justices, general practitioners and dentists paid on a fixed schedule and members of the National Assembly.
Régime complémentaire de rentes des techniciens ambulanciers/paramédics et de services préhospitaliers d'urgence (RRTAP)
Administered by Aon Hewitt
Initial deposit made in January 1990
The RRTAP combines the contributions made by participants and employers. This hybrid plan includes both defined contribution and defined benefit components.
La Financière agricole du Québec (FADQ)
- Dedicated fund
Initial deposit made in July 1978
Since October 1, 2011, the Farm Loan Insurance and Forest Loan Insurance Fund was replaced by financial commitments benefitting from the loan guarantee. The amounts held in the Farm Loan Insurance and Forest Loan Insuarnce (FAPAF) were paid into an account dedicated to covering losses associated with the repayment of financial commitments. - Fonds d’assurance-récolte (crop insurance fund)
Initial deposit made in March 1968
The ASREC is a trust used to pay the indemnities required in accordance with the Programe d'assurance-récolte.
Régime de retraite de l’Université du Québec (RRUQ)
Administered by the Retirement Committee of the Régime de retraite de l'Université du Québec
Initial deposit made in April 2004
The RRUQ is intended for employees of the establishments of the Université du Québec and employees of some other employers that have a relationship with the Université du Québec.
Régime de retraite du personnel des CPE et des garderies privées conventionnées du Québec
Administered by the Aon Hewitt’s Pension Committee
Initial deposit made in December 2005
The Régime de retraite du personnel des CPE et des garderies privées conventionnées du Québec is for employees working in childcare services.
Société des alcools du Québec (SAQ)
Initial deposit made in October 1994
The SAQ holds an account at the Caisse in which it carries out treasury activities: management of demand deposits and term deposits.
Régime de retraite des employés de la Ville de Laval
Administered by the retirement committee of the City of Laval’s pension plan
Initial deposit made in June 2007
The Régime de retraite des employés de la Ville de Laval combines the contributions of employees in this municipality.
Fonds commun de placement des régimes de retraite de l'Université Laval (FCPRRUL)
Administered by the Pension Committee
Initial deposit made in July 2012
The FCPRRUL is established under a master trust, responsible for managing the investments of four pension plans. A specialized fund structure is established for the exclusive benefit of the pension plans. Through this structure, the desired allocation is implemented for each plan.
Office de la protection du consommateur (OPC) (consumer protection office)
- Fonds des cautionnements des agents de voyages – individual surety bonds
Initial deposit made in January 1996
Licenced travel agents are required to provide an individual surety bond to the OPC at any time. The Fund comprises the total amount of individual surety bonds. - Fonds d’indemnisation des clients des agents de voyages
Initial deposit made in January 1996
The Fonds d'indemnisation des clients des agents de voyages ensures that the customer may obtain reimbursement directly from this fund if a supplier, such as an airline, cruise ship operator or hotel operator is no longer able to provide survices purchased through a travel agent or when the traverl agent stops operations.
Agence du revenu du Québec (ARQ)
Accumulated Sick Leave Fund - ARQ
Initial deposit made in Avril 2012
The Accumulated Sick Leave Fund - ARQ is made up of amounts provided to pay all or part of the benefits owing to employees for accumulated sick leave.
Fiducie globale Ville de Magog
Administered by the Comité de retraite mixte (Joint pension committee)
Initial deposit made in October 2012
The Master Trust combines the assets in the Régime complémentaire de retraite des employés de la Ville de Magog and the Régime complémentaire de retraite des policiers de la Régie de police de Memphrémagog.
RÉGIE DES MARCHÉS AGRICOLES ET ALIMENTAIRES (RMAAQ)
Fonds d'assurance-garantie
Initial deposit made in November 1967
The Fonds d'assurance-garantie results from the application by the RMAAQ of payment securities provided under the Loi sur la mise en marché des produits agricoles, alimentaires et de la pêche.
Régime de retraite des employées et employés de la Ville de Sherbrooke
Administered by the Comité de retraite de la Ville de Sherbrooke
Initial deposit made in December 2012
The Plan came into effect on January 1, 1956. It combines the contributions made by the employees of the Ville de Sherbrooke. The Plan is administered by the Comité de retraite de la Ville de Sherbrooke.
Fédération des producteurs de bovins du Québec (FPBQ)
Initial deposit made in September 1989
The payment security program guarantees producers complete payment of their cattle in the event of non-payment by a purchaser. The Fund is one of the major components of this program and collects contibutions by cattle producers.
Conseil de gestion de l’assurance parentale
Fonds d'assurance parentale (parental insurance plan)
Administered by the Conseil de gestion de l’assurance parentale
Initial desposit made in August 2005
The Fonds d’assurance parentale is an autonomous fund in which the contributions of the Régime québécois d’assurance parentale are paid. It is exclusively dedicated to paying benefits and obligations of the Conseil as part of the Plan’s administration.