Over the past few years, the financial position of pension plans has become more precarious, and the Caisse’s depositors are no exception in this regard. The main underlying factors are as follows:
- Longer life expectancy
- Increasingly early retirement
- Lower interest rates
The challenges facing depositors are also those facing the Caisse and the majority of Québecers. This is an opportunity to strengthen business relationships based on mutual trust and a spirit of partnership. To help its depositors meet these challenges, the Caisse proposes a series of measures, including:
- An increased advisory role alongside depositors when reviewing their investment policies;
- Changes to the Caisse’s portfolio offer;
- Reviewing service agreements and reporting requirements;
- Increased participation of depositors in designing and implementing the Caisse’s strategic plan.

To grow the funds of our
